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Job Code SHPPL/JOC/075/076
Position Title Junior Officer - Credit and Recovery
Company Sipradi Hire Purchase Pvt. Ltd.
Duty Station Itahari
Posted Date 2018-12-06
Application Deadline 2018-12-12
Vacancy Number VCN7515
Department Credit and Recovery
Job Requirements

Required Competencies:

  • Graduate in Management
  • At least 1 year of experience in finance/credit funtions (preferably in a bank/finance company)
  • Excellent computer and reporting skills
  • Good communicaton and persuasion skills
  • Valid two wheeler driving license

Major Responsibilities:

  • Identify potential customer 
  • Visit customer’s site to gather requisite information to assess credit worthiness of potential customer 
  • Complete documentation process of customers as stated by Credit Policy
  • Obtain credit report from Credit Information Centre Limited (CICL) and if required from other BFIs before processing any credit files for approval
  • Prepare credit appraisal of loan customer and process 
  • Obtain all the security documents and other loan documents signed by the customer for credit implementation
  • Liaise between Bank and customer for ownership transfer
  • Prior reminders to all customers for regular installment payments
  • Rigorous follow up of regularly defaulted customers to regularize installments

 

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